HARD MONEY LOAN EXAMPLES

By:
Ben Afzal

Mortgage Lenders

Mortgage lenders typically have a minimum credit score and other requirements to approve a mortgage.

Hard money loans are useful for borrowers who need to get a loan done fast, challenging credit, or unique situations.

Hard money lenders generally move faster than regular mortgage lenders.

Types of Hard Money Loans

Hard money lenders will often only lend up to 60% to 70% of a property’s value.

Many hard money lenders do not necessarily require you to own a property for 6 months of a year before they allow a refinance.

The appraisal for the property must be realistic. Most hard money lenders will make a loan based on equity. As such, they need to make sure you have enough equity to protect their investment.

Hard money lenders often require very little loan documentation.

Many hard money lenders do not require a minimum credit score. Borrowers with less than 500 credit scores may still be able to be approved.

A refinance through a hard money lender may be a way to avoid paying off old debts listed on your credit report. Hard money lenders often only focus on debts that are attached to your property.

You may be able to get a lower payment by setting up the loan as an interest only loan.

Loan sizes are not as restricted as they are with mortgage lenders. Hard money lenders can often lend up to several million dollars on a loan.

PUT EXTRA MONEY IN MY ACCOUNT - MAKE THE BEST USE OF YOUR MONEY

By:
John Gutenburg

Most of the people prefer to put extra money in a bank account when they start making money. This is the most prudent thing that you can do with the extra money you have. Putting your extra money into a bank account carries a plethora of advantages. The banks not only provides you an easy and secure way to store your money, but you also get increments in your saved money from time to time in the form of interest.

Actually, when you put extra money in the bank, the money goes to a huge pool of funds provided by the thousands of existing customers of the bank. The bank keeps a portion of this money as deposit and invests the rest of the funds in various financial ventures. This way, whenever you require some money, you can withdraw it from your deposit. Also, when you keep your money for a long time with the bank, the bank also shares a certain part of the profit earned by the investment it made with your money. This part of profit is termed as interest. Most of the banks fix a certain percentage of interest.

Again, when you put extra money in the bank, the interest is charged after a fixed period of time. Some banks prefer to offer interest annually, while other banks credit the amount of interest half-yearly, quarterly, or even monthly. However, this period also depends on the type of the account you own. There are various types of accounts you can choose from, such as checking account, savings account, current account, and fixed deposit account. You should put your extra money in the bank, but at the same time, you should choose your options prudently.

CHANGE YOUR MINDSET ABOUT MONEY

By:
Mark Morrison

The first step to attracting money and wealth is to change your mindset about how you feel about money. Many of us have uncomfortable feeling about money. They include beliefs that money is the root of all evil, people who have money swindled it out of people who don’t have it or they acquired immorally or illegally.

People may feel uncomfortable or uneasy when money is brought up or if someone makes a comment to them. For example, someone may make a comment to you such as “you must be rich” just because they make an observation of where you live or what car you drive, where you vacation or what you have in your home, and you may just brush it off or say “oh it wasn’t a lot of money” or “I wish I was rich.”

There is nothing wrong or shameful for being wealthy or having nice things. The problem lies in the person who makes that statement. Everyone has a right to be wealthy. There is nothing wrong in being poor either but there is something wrong in STAYING poor.

People also see money in scarcity as opposed to abundance. People think that if you make money you are taking it away from someone else. This is a false premise. There is an abundance of money in the world and money is always circulating. Money is constantly being made. I say that there is no ownership in money; everyone is a facilitator of it.

I see some people who use money as a way of survival instead rather than a symbol of energy. People who view money as a way of survival have a harder time attracting money. Using money for survival stems again from the scarcity mentality. It should be used as a way to express your true self.

Abundance will never be a factor of how much money one has rather it should be about how one feels about the money one does have.

MONEY CAN STILL BE MADE ON THE INTERNET

By:
Marsh Uele

Even though the days of an IPO generating millions of dollars are gone, money can still be made on the Internet. How can you make money online?

One way to make money online is to become an affiliate on someone else's website. The more traffic a site generates, the more product is sold - and the easier it becomes for everyone to make money online. It's vital then for websites to have as many links to their site as possible, increasing their product's visibility, and you can make money online by simply having a link to their site on your site and receiving sales commissions. Your responsibility is simply to get as much traffic to your site as possible. This is perhaps the easiest way to make money online.

Another way to make money online is through e-commerce. If you have a product, make money online by selling it online. In order to make money online by selling a product, you must be able to deliver quickly. In the online world, you must be able to accept credit card payments through a secured site.

A third option to make money online is through advertising. You can make money online by selling advertising space on your website. The advertiser gives you a banner ad that you place on your website and then you make money online whenever someone clicks through to the advertiser. If you have a website that generates a lot of traffic, you can also make money online by charging a fee for advertising space.

Many websites claim that you can make money online quickly by completing online surveys. Be cautious, though, about anyone claiming that you can make gobs of money online through surveys. Don't pay for survey lists. Do it yourself and make money online instead of spending money online.

DEFINATION OF A MONEY MAKING WEBSITE

By:
Daniel Tan

A money making web site is a virtual page hosted on web servers containing a specific group of information that people are looking for and willing to spend money on. Often people will create money making websites in order to generate income from the comfort of their own home. All money making websites have one thing in common, and that is to make money for their owners. The difference between a normal website and a money making website can be told by its appearance. Normally a website will not contain any ads or require any of your information. Money making websites, on the other hand, commonly requires that their visitors purchase a product or service and has advertisements that usually require personal details, such as name and email.

For money making websites, money is generated from product/service sales and advertisement revenues. But it totally depends on how the owner operates his or her money making website. Different products and services require different approaches. Some money making websites promote a product or service directly. Some money making websites collect their visitor’s details and slowly sell their product or service through email. Some money making websites provide information for free but generate money from advertisers.

Overall a money making website should look simple and plain. It should not contain too many fancy animations and/or graphics. It should be informative and easy to read. It shouldn’t have too many advertisements. It shouldn’t promote too many products.

MONEY IS IN LOVE WITH KNOWLEDGE!

By:
Mike Marino, Jr.

Now you are starting to remember why you were sent here and how you can serve people in your unique way.

What can I do? Fall in love with learning how you can serve humanity, and money will chase you all the days of your life! How may I serve humanity with humility?

Fall in love with money and it will run from you. If you are fast enough to catch up with money, you will need knowledge to hold on to your money!

The opposite of love is use. Hate is when you give someone free rent in your mind! Never love money.

Money is in love with knowledge. Knowledge is the root of all good. If you need money, chase knowledge. Money will chase you all the days of your life.

You do not stop learning because you are older; you get old because you stop learning. There are old people that are young and young people that are old.

Lies are the root of all evil. To love money is a lie. Money will never love you back. Spend money wisely! Use money to earn more money, while you are sleeping.

The banks will lend it out for education, health care, housing, food, and clothing. Your money will be used to create jobs for everyone. When money finds out that you are in love with learning. Money will start chasing you all the days of your life. Money is only 10% of affluence. Affluence is the flow of good! Words are only 10% of communication. Action speaks much louder than words.

MONEY IS IN THE MIND

By:
CD Mohatta

Some of us make huge money. Some make a real big amount. It is as if they have a magic formula. Look at the list of the richest people. Most of the names are repeated year after year. At the same time there are some who are born with great intelligence and manage to only earn their living. They never manage to make big money. Why? What is the secret that makes some people attract money?

What is money attraction?

Is there something like money attraction? We find some people with great charisma. They attract people towards them. Is there something similar with money? Do some people have magnetic pull over money? Yes. It is there. The people who attract money believe that - they deserve to earn big money. They also believe that there is enough money in the world. They are of the opinion that everybody should become rich. They know how to save money and spend it judiciously. They know that they have the intelligence to make huge money. They know how to make business plans that work and they have faith in their plans. You cannot easily change their mind.

On the other hand, a much larger population believes that big money is for others. These people some how come to a conclusion that big money is not in their fate. These people do not believe that they have the intelligence that is superior and they may lose money if they invest in some venture. Somehow this large majority believes in all the factors that drive money away.

Money is in thinking. Money is in confidence. Money is in self-belief and money is in the mind. Believe it and you will earn it.

WAYS TO MAKE MONEY ONLINE

By:
James CM

I wanted to know if there were ways to make money online, and good money.

For years, it was in my mind that there were ways to make money online, as I had read so many claims that there were easy ways to make money online.

So I set out to search for ways to make money online, as I am sure many of you have.

I came across many individuals claiming they could provide me with ways to make money online, ways to change my life and double my wealth, within a small space of time.

Was this really possible? Were there ways to make money online? Here is exactly what I found.

I’ll be honest with you, there are ways to make money online, but not all of them are easy and for the beginner. However, there are many aimed directly at the novice computer user. Services that set up a website for you, specifically for making money online.

So there are individuals that provide you with ways to make money online, and its legitimate. I finally found it. You can check This Opportunity which is based on setting a website up for you and helping you get started with ways to make money online. I highly advise this.

I have also made an Internet Money Making Reviews page, I advise checking this out, and comparing the packages I list and compare them with your needs. Good luck with making money online, I did it, so why can't you?

ONLINE MONEY MAKING HOW TO EARN 1000 PLUS ONLINE

By:
Ashly David

You must be wondering how to earn money like big bucks likes $1000 plus in internet. The truth matter is it’s possible but takes lot of time to do it. I am going to show the ways of money making online, read full article and discover the secrets.

Here are ways to earn money,

1. Sell goods of other people to earn money, visit clickbank.com and register as an affiliate to earn money by selling their goods

2. Once registered, develop your own website to earn money and get high ranking in search engine for a keyword of your choice.

3. Or register at clickbank as a product owner and get affiliates to promote your product to earn money.

4. Sign up for a google adsense account at google.com/adsense and advertise on your website

5. Optimize your website for a fairly competitive keyword for a given search engine to make money faster.

6. Some web sites provide you with surveys to earn money but not effective as above.

I’ll be honest with you, there are many ways to make money online, but not all of them easy and for a beginner. However, there may be many aimed directly at the novice computer user. Services that set up a website for you, specifically for making money online.

I have also made an Internet web site page, I advise you check this out, and see what ways you can make money online. I wish you all the best in making money online, good luck.

EASY MODE OF ONLINE MONEY TRANSFER

By:
Anirban Bhattacharya

The need to transfer money has become a regular requirement for us. Transferring money to children studying abroad, transferring money back home for those working abroad, making payments for goods and services purchased abroad are some of the general requirements that necessitates fast and secured money transfer services. Online money transfer services are the best solution for these types of requirements. Fast, secured, and affordable, the popularity of online money transfer services is steadily growing.

Online money transfer is the best choice for online businesses. Fast, reliable, and affordable, online purchases, auctions, sales, etc can be easily transacted with reliable online money transfer services such as epay. Security is the prime concern as far as online money transfer is concerned. This is why some online money transfer services have excelled while a huge lot of others are striving for recognition. An authentic and reputed online money transfer service provider will allow you to transfer easy money online in the most secured way. Epay.vg, for example, is a secured online money transfer service provider. Epay works on the lines of some of the most reputed online money transfer services and incorporates all the leading technologies to ensure that money transfer with epay is reliable.

Ease of use is another aspect that determines the popularity of any online money transfer. Transacting money online through epay is just like maintaining a bank account. You would need to open an online free account with epay and fund it from any existing bank account. Once funded, you can start using epay for a whole lot of purposes. Some online money transfer services also allow users to transact using mobile phones, and emails. Epay is one of them. If you are looking forward to start using online money transfer services, you check out and compare the services that various providers are offering.

ONLINE MONEY TRANSFERS

By:
Seth Miller

The latest trend in money transfers is the Online Money Transfers. Under this, the money is transferred online from one account to another. There are various ways of doing an online money transfer.

Most banks offer this method. If you have signed up for the Internet user ID and password for your account, you can transfer money online from your account to the account of another person. However, most banks allow money to be transferred only to another account with the same bank due to security reasons. It is a safe and convenient method if the user takes care not to misplace his password.

The other form of online money transfer is using your email account. Companies like PayPal provide facilities for online transfer of money. This is quite an ingenious way of transferring money. Paypal requires you to create an account using your email ID. Once your account is created, you can fund it using either your credit card or your bank account. The funds in your account can be instantly transferred to another Paypal account. Money can be withdrawn from the PayPal account of the receiver either online, to the linked bank account or a check can be requested.

Banks and a lot of governments encourage online money transfers as well. In such cases there is no physical money changing hands. This helps the economy of a nation, as the government does not have to spend money on printing and maintaining currency notes. This type of money transfer is especially beneficial for long distance or international transfer of money across different countries. Companies such as Western Union, which have traditionally been in the money transfer business, also offer online money transfers.

Recently credit card companies such as Visa and MasterCard have also introduced online money transfer services which allow the quick transfer of money from one credit or debit card account to another.

MONEY

By:
Lars K Fagerliroen


What about that money? Ever gotten that view from others that you only think about money? Do not worry. Money is not the root of all evil, it is actually a good thing.

Some say that money lead to all sorts of evil actions and is the reason for many friendships going wrong. Well, I agree that it is the things that you can do with money that you should focus upon, but money in it self is no evil.

Ever witnessed a wealthy person mugging a person on the street? No, bet you have not. But those that do not have any money can rob another person to get more money, that is different, cause it is the lack of money that makes a person do such a thing.

Often we get a bad conscious thinking of money and we should not have these bad feelings since money is a natural and good thing.

Just think about all the stuff you can do with money. You can buy yourself a great home, a nice car. You can put your kids through school and give to charity. With enough money you can go on fantastic holidays abroad and visit Disneyland with your family.

What about doing good in your local neighborhood? Or give money to your local soccer team or your kids team?

There so many good things that can be done with money so money in it self is NOT a bad thing and if you ever thought that, think again.

It is the lack of money that is a bad thing and remember that you still have a life to live when you are pursuing all that cash.

Do not ever forget to live your life in your quest for more money. If you do not, you will be sitting there old and rich wondering where your life went and realizing that it is to late for you to spend all that hard earned money.