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Wednesday, January 2, 2008

SEVEN SIMPLE WAYS TO SAVE MONEY ON GAS

By: Gary Ruplinger


Looking for ways to save money on gas that won’t require you to go out and spend more money just so you can save a few bucks at the pump.

If you have a perfectly good vehicle, then spending $25k on a new hybrid car just so you can save $10 when you fill up at the pump might not be such a good deal.

Also, if you’re not the type that wants to install any of those “gas saving” devices in your car, then this list is for you.

Whether or not you have any mechanical skills, you can use these no brainier methods to start saving money on gas right now – even if you don’t know how to change a tire.

1 – Get A Gas Card

Want a tip that will save you money every single time you fill up at the pump no matter what vehicle you drive? It’s a gas card. Just about every major gas station offers their own brand of gas credit card that will allow you to save 3-5% on all your gas purchases at their gas stations. Forget about the branded gas cards and get one that will save you 5% on gas no matter where you fill up, like the Discover Open Road Card. Just remember, pay it off every month or it won’t save you any money.

Saving 5% off every gallon of gas means that $3/gallon gas now costs only $2.85 and $4/gallon becomes $3.80. If you have a 25 gallon tank, you’d save $3.75 every time you filled up ($3/gallon gas).

A lot of people use a credit card when filling up at the pump anyway since it’s easy and convenient. You may as well get a gas card so it’s easy, convenient, and saving you money.

2 – Avoid Aggressive Driving

Hitting the gas hard when the light turns green and braking hard will make your car drink gas faster than a drunk at an open bar at a wedding. If you were to drive away from a stop at a more moderate pace, accelerate in traffic more slowly, and anticipate when you’re going to need to brake ahead of time so you can do so slowly, you’re going to save a lot of gas – up to 37% – about the same buying a hybrid car but this tip won’t cost you anything. (oh yeah, it’s safer too)

3 – Use Your Cruise Control

Personally, I won’t buy a car if it doesn’t have cruise control, since it means I don’t have to worry so much about keeping my speed constant. However, cruise control also had the added benefit of saving you gas too. On average, you’ll save about 7% more gas than if you don’t use cruise control.

4 – Slow Down

Sure, going fast can be fun. It can also get you a nice collection of speeding tickets, but more importantly, the faster you drive the more gas you use. I’m not saying that you need to drive like your grandmother, but slowing down from 75 to 65 can you 12% on you gas bill, and unless you’re driving across the country, the time difference in getting where you’re going will be minimal.

5 – Stop Idling

Having the car running when it’s not moving wastes gas.

I remember being taught when I was first learning to drive that you should let your car warm up for a few minutes before driving it anywhere when it’s cold outside. While that may be true for older cars, modern cars don’t need warm up time before being ready to drive. Don’t drive like a maniac (see #2) before you car is completely warmed up and you’ll be fine.

If you going to be sitting and waiting some place without moving for more than about a minute, turn off the engine. It probably goes without saying that if you can avoid rush hour traffic, you should.

Also, one great place to sit and waste gas is your local fast food drive-thru. Get off your lazy butt, get out of your car and go inside to get your food.

6 – Plan Ahead

Instead of driving to the gym, going home, driving to work, driving home, driving to the store, and then home again, start combining trips whenever possible. This is really easy to do if you just think ahead. Avoid just spontaneously hopping in the car and driving to the store to pick up some milk and eggs. Think about what else you can do if you’re going to be out running errands anyway so that you can avoid another trip later.

7 - You got legs – use’em

Really want to save money on gas? Then use your legs. A lot of trips aren’t really that far, and while it takes a little longer to walk somewhere than to drive there, it’s a good chance to get outside, get some fresh air and get some exercise in the process. It’s really not necessary to drive absolutely everywhere unless you happen to live in the middle of nowhere. So get yourself a comfortable pair of tennis shoes and start walking instead of driving when you can.

Also, a bicycle is a nice compromise between the two, and can actually be faster to get some places than a car. I remember when I was in college and moved off campus – although we lived almost 2 miles from campus, it was a lot faster for me to take my bicycle to go to class than to take my car.

Tuesday, January 1, 2008

MONEY FOR FREE

By: Gordon Mchale


Yes that’s right money for free, no this is not a mistake or a misprint, and this is how you can get money for free.

It is the latest idea on the internet, all you have to do to get your money is what you already do and that is surf the internet, you also get paid for referring other people who sign up for free and they get paid for surfing the net.

This is about to become the biggest thing on the internet as not only do you get free money when you surf the internet but you also become a part owner in the company when you sign up.

Take note if this idea becomes as big as the experts think it will be as big as you tube which google just bought for 1.8 billion dollars, now that’s interesting.

Could the same thing happen with this that is very possible?

The only things we have to do is sign up surf the internet for which we get free money, and refer others to sign up who then get free money for surfing the internet.

It’s that easy.

So lets look at this, it costs us nothing to sign up it costs us nothing to refer other people to sign up it costs those other people nothing to sign up and so on, we then all get free money for doing what we do anyway, plus we become part owners in a company that has the possibility to become as big as you tube and therefore worth as much money.

I know what my feelings are on this, Show Me The Free Money, And in the future maybe even a lot more free money.

So if you like the idea of getting free money the same as i do, then I think it is time for this idea to become very succesful, don't you agree.

Wednesday, December 26, 2007

IT TAKES MONEY TO MAKE MONEY?

By: Robert Serina


The idea that it takes money to make money is a false one. This is a common knowledge idea (which are usually wrong).

When you are in the situation of living within a tight expense budget and you do not know anything about any "business model", it certainly does seem like it takes money to make money. It also seems like there is a lot of risk involved (and given the circumstances, I would agree).


This whole idea leads most people to believe that investing is risky. In reality, the more knowledge and experience you have, the less risk that is involved and the less money that is usually required.

This is true no matter what business model you choose to pursue. It is all the learning and preparation that take place before an investment that determine the profitability of the investment.

Your level of financial education not only determines how successful your business investments will be but, It is directly related to the quality of people you employee and the businesses you partner with.

Most people have not invested their time into learning about there finances so that is why most people feel it takes money to take money. This belief can lead many people to confuse investing with gambling. Much like gambling when you are relying on "luck" to determine the outcome there is a large amount of risk involved.

Investing is only risky when the person making the investment has no knowledge or experience handling that type of investment. Than the investment may require lots of money and risk.

The less knowledge and experience a person has, the less control they have over the possible outcomes. The less control they have over the outcome, the less certain they are of the outcome. Whenever you invest your money into a situation where you are not certain of the outcome, you are not really investing, you are gambling.

It is important you do not confuse gambling with investing.